Ever wonder why some players always seem to last longer on slots or come out ahead more often? What's the single most important number they look at before pressing "Spin"? Sounds obvious, right? It's the Return to Player (RTP) percentage. Yet, you'd be surprised how often newcomers—and even some seasoned players—ignore what RTP really means. Especially when you consider the difference between, say, a 92% RTP slot and a 97% RTP slot, the long term slot payouts can vary dramatically.
In this post, with a sharp eye trained from 15 years in the casino industry, I’ll break down why that 5% difference in RTP isn’t just a minor footnote. We'll also explore volatility—because RTP alone doesn’t tell the whole story—how to manage your bankroll smartly, and the often-overlooked impact of wagering requirements on casino bonuses.
What Is RTP and Why Does It Matter?
Return To Player (RTP) is the average percentage of all wagered money a slot is programmed to return to players over an extended period. It's the long term slot payout, not a guarantee of what you'll see in a single session. For example:
- A 92% RTP slot theoretically pays back $92 for every $100 wagered over thousands or millions of spins. A 97% RTP slot, on the other hand, returns $97 for every $100 wagered over the same timeframe.
Does RTP really matter? Absolutely. The difference between 92% and 97% RTP might sound small on paper but here’s the kicker: That 5% represents a 71% improvement in payout! Put simply, you're risking 8.7% less money in the long run on the higher RTP game.
Scenario RTP % Average Loss per $100 Lower RTP Slot 92% $8 Higher RTP Slot 97% $3That means for every $100 wagered, you stand to lose $5 less playing the higher RTP slot. Over thousands of spins, that adds up to hundreds—if not thousands—of dollars saved.
Finding High RTP Games: Where to Look and What to Avoid
So how do you find these 97% RTP gems? Not all casinos or online platforms list RTP upfront. But reputable sites like Stake.com are transparent with their game stats. Plus, many developers show RTP percentages in their game info screens.
Here’s a simple checklist to track down high RTP slots:
Check the official game info: Look for RTP in the "Game Info" section before starting. Use review sites cautiously: Sites like AskGamblers or CasinoGuru often confirm RTP data. Stick to games from reputable developers: They tend to offer consistent RTP and fair play. Avoid unknown or sketchy providers: If RTP isn’t available, that’s a red flag.Remember, a slot with RTP under 95% is a no-go from my personal rulebook. It’s like buying a car with a faulty engine—you’re setting yourself up for disappointment.
Volatility: The Other Side of the Coin
Now, RTP doesn't tell the full story. Volatility (or variance) measures how often and how big wins are. Imagine volatility as the size and frequency of fish you catch:
- High volatility slots are like fishing for marlin—rare, massive catches but long stretches with nothing. Low volatility slots are like fishing for perch—small frequent catches but nothing huge.
High RTP combined with low volatility means steady smaller wins with less risk of quick bankroll depletion. Conversely, a high volatility slot with a 97% RTP will still have big swings, but the long-term expectation is better than a 92% slot needless to say.

Picking the right volatility depends on your risk tolerance and bankroll size. For casual players or those with smaller bankrolls, low volatility slots with strong RTP are ideal.
Smart Bankroll Management: Play Like a Pro
Does RTP really matter in the short term? Not always. You could hit a big jackpot on a 92% RTP slot or lose on a 97% RTP slot in a single session. Gaming is unpredictable and math works over the long haul, not instant gratification.
This is why smart bankroll management is vital:
Set a budget: Determine how much you're willing to spend and stick to it—no exceptions. Divide your bankroll: Spread out your total budget into smaller sessions; this avoids burning through your money quickly. Adjust bet sizes: Choose bets that allow multiple spins per session to ride out variance. Know when to stop: Set loss limits and profit targets. If you hit either, walk away.Think of slot play like going to the movies. The ticket price is your cost of entertainment, and while you hope for a great show, you don't expect a refund if the plot disappoints.
The Wagering Requirements Trap: Why Bonuses Aren't Always What They Seem
One mistake I see every day on platforms—even globally popular ones like Stake.com—is players chasing bonuses without understanding wagering requirements. Wagering requirements mean you have to bet the bonus amount (and sometimes the deposit) multiple times before withdrawal.

For example, a 100% bonus of $100 with a 30x wagering requirement means you must wager $3,000 before cashing out. Players often ignore this and think they're getting free money. So anyway, back to the point.
How to Properly Evaluate and Use Bonuses
- Always read the T&Cs: Look for wagering requirements, max bet restrictions, and game weightings. Calculate your true cost: Multiply the bonus amount by the wagering requirement to understand what you’re committing. Focus on high RTP, low volatility slots: These increase your chances to meet wagering requirements without wiping your bankroll. Consider skipping bonuses with high wagering or restrictive terms: Sometimes playing with your cash directly at a high RTP is better.
Ignoring wagering requirements is like agreeing to play a game where the rules keep changing. Don't fall for the hype.
Summary: The Bottom Line on RTP Difference Impact and How to Play Smart
Let’s wrap this up with a quick recap:
- RTP makes a real difference: That 5% difference from 92% to 97% can save you a significant amount in the long run. Don’t overlook volatility: Choose slots matching your style—low volatility for steady play, high volatility if you can handle swings. Manage your bankroll like a pro: Set limits, bet smart, and treat slot play as entertainment, not income. Bonuses are double-edged swords: Always understand wagering requirements or you risk losing more than you gain.
You can find high RTP slots on how to win at slots major online casino platforms like Stake.com, where transparency meets a robust game portfolio. Pick smart. Think long term. And remember: luck is a short-term illusion but math always wins in the end.